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Beware of the Types of Identity Theft


Identity theft continues to grow rampant both domestically and internationally. Last year alone, there were 8.4 million victims of identity theft in the United States, totaling nearly $50 billion worth of fraudulent financial activity.  For the average fraud victim, they are subject to financial debt in their name of nearly $6,000. 

Although credit card companies and financial institutions are prohibited from holding you responsible for an identity thief's purchases, clearing your good name and credit can be a monumental task.  It can take months and even years to clear your good name and financial standing - and in the interim, your credit score suffers, along with all of the major financial elements that revolve around your credit score, such as your interest rates or even the job you get. 

Empower yourself against the identity thieves by learning about the types of identity theft.  The more you know, the less the identity thieves can steal your financial goodwill.  The types of identity theft continue to grow and change each day, but at Spam Laws, we strive to keep you updated on the types of identity theft and how you can protect yourself.  Read through our sections discussion the types of identity theft, and know exactly how to keep the criminals out of your financial records.

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Identity theft comes in many forms.

A person\92s identity can be 'borrowed' for the purpose of creating fictional credit cards or a person\92s entire identity can be usurped to the point where they can have difficulty proving that they really are who they claim to be.

Up to 18% of identity theft victims take as long as four years to realize that their identity has been stolen.

There are many ways to protect your personal identity and many steps you can take to prevent your identity from being stolen:

*Never give out unnecessary personal information
*Never provide bank details or social security numbers over the Internet
*Always remain aware of who is standing behind you when you type in your personal credit codes at ATM machines and at supermarket checkout swipe machines.