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guest - June 9th, 2009 11:55 PM

I understand placing a credit freeze on my credit report helps me. Is anyone still able to access my credit report with a credit freeze enabled, and if so who? [br]

guest - June 10th, 2009 12:03 AM

Even if you place a credit freeze on your credit report, you can still gain access to your credit report. Companies that you do business with on a regular basis can also have access to your credit report. Also collection agencies that work for the companies you do business with also can have access to your credit report. Such companies that can have access include mortgage, credit card, and cell phone companies. You also may be able to still get pre-screened offers for credit cards. [br][br]Remember, this does not apply in every state. Some states have laws that don't allow anyone to gain access to your credit report, except you, if you have credit freeze in place. Make sure to check your state to see if such a law exist. [br]

ruggboot - December 11th, 2009 2:12 AM

very good information and great post,thank you for sharing!

ruggboots.com

luchnry - December 11th, 2009 8:56 AM

I recently had to cancel my credit card with my bank because of fraudulant activities. I just got a notice in the mail that my order of shoes ($180.00) was not processed because the card did not go through. I did not order these shoes. I have here the name and address the shoes were to ship to. I would like to see this thief caught. Who do I give this info. to?

luchnry - December 11th, 2009 9:00 AM

This is luchnry. You did not answer my question. I wil ask it again. Who do I give the name and address of the fraud person to so that this person can be investigated and dealt with to the full extent of the law?

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